If you have an asset listed as collateral for a loan, a lender can “Make an Offer” on that asset.
That means that although you have set the terms of your requested loan, someone can submit a different set of terms (Value, duration, or APR but not crypto type). This will send a request to you (as the prospective borrower) to decide if you will accept or reject those new terms. Please review the offer carefully as accepting the loan will require the same repayment as if a lender had accepted your original terms.